MILES Program Information: 253-353-ARMY (2769)

Bankruptcy Filings are UP: We've got You Covered!

All Star Ford has added several auto lenders over the last few months to help people buy a car with a recent bankruptcy. Open bankruptcies, discharged bankruptcies, even dismissed bankruptcies.

One of our bankruptcy auto lenders even has an interest rate reduction program that rewards you for paying on time by lowering your APR. Have you ever even heard of something like that?

If there is a way to help you buy a car, the All Star Credit Team is going to help you do it. We offer guaranteed credit approval, and it isn't just some marketing gimmick. We will even give you the approval.

We are the only dealer in the Olympia area that has a dedicated department that specializes in bankruptcies.
Call the All Star Credit Team at 888.300.3502 or email them at rgarrison@olyford.com

New Bankruptcy Lenders

The Special Finance Dept. at All Star Ford has always been able to work with people in a Chapter 7 or Chapter 13 Bankruptcy. In the past, we have been able to use lenders such as Prestige Financial, 722 Redemption, and Credit Acceptance.
Effective immediately, we have added two new lenders to our bankruptcy portfolio. Avid Acceptance and Tidewater Motor Credit both help people in an open chapter 7 bankruptcy. Avid also helps people in an open chapter 13 bankruptcy.
Neither lender has large down payment requirements, and both have competitive interest rates. These programs are good for our customers, and good for All Star Ford.
If you have any questions about the bankruptcy auto loan programs at All Star Ford, call the Credit Team today: 888.300.3502

FREE Credit Improvement Seminar - Laugh Your Way to Better Credit!

WHO:
Jim Longacre, Author and Creator of ReCreditPair.

WHAT:
Free Credit Improvement Seminar: Laugh Your Way to Better Credit

WHERE:
Comfort Inn Conference Center
1620 74th Ave SW
Tumwater, WA 98501

WHEN:
Saturday, January 16, 2010

WHY:
Jim Longacre is promoting ReCreditPair and giving away free copy of his book and software to all that attend. The ReCreditPair kit has a $249 value and is yours just for attending. Mr. Longacre is a Nationally recognized public speaker and comedian who has been through several credit catastrophes and lived to tell about it. Learn from Jim's experience how to overcome negative credit due to: Foreclosure or Repossession, Divorce, Late or Slow Payments, or Bankruptcy.

Learn how to:

• Improve and work on your credit for life.
• Get better rates on a Home Purchase or Refinance.
• Obtain truly free credit reports for life.
• Buy a car at better terms than you thought possible.

If you could benefit from any of the following, then this event is for you:

• A Better Credit Score
• A New Job
• Lower Interest Rates on Credit Cards and Loans
• Lower Insurance Rates and Utility Deposits
• A New Car Loan
• Purchasing a New Home
• Refinancing Your Home

A free electronic version of the book ReCreditPair and a copy of the Credit Improvement Software: ReCreditPair will be given to all that attend. A $249 value FOR FREE.

HOW TO SIGN UP:
Call Toll Free: 800-425-6713 and reserve your seat. Seating is very limited, so do not wait.

All Star Ford is a Credit Acceptance Top Rated Dealer

Credit Acceptance Corp. is the lending side of our Guaranteed Credit Approval auto loan program. They rate all of their auto dealers 1-7. 1 = Best, 7 = Worst. As of November 1, 2009 All Star Ford is rated a #1 Dealer with Credit Acceptance after being in the program for only one year.

What does this rating mean to our customers?

The dealer rating means a lot, actually. A high dealer rating means our customers do not need to come up with as much down payment to buy a car. If a customer was trying to buy almost exactly the same car through two different Credit Acceptance dealers, one being a Rating 1, and the other a Rating 3, the difference in required down payment could be between $600-$1000. There are not many Credit Acceptance dealers in Washington that have a #1 rating.

How did All Star Ford receive a #1 Rating?

The only way to truly improve dealer ratings with any lender is to help customers buy good vehicles with payments they can afford, and to be honest with our customers throughout the whole sale process so they actually want to make the payments. When we put together a Credit Acceptance loan, we want to make sure that all of the following are true:

1. All down payment collected at the time of sale.

Some dealers will delay down payment so that they can have a larger down payment on the loan contract. If you have good credit, you are probably not going to let a large hold-check bounce because you want to protect your credit. If you are trying to rebuild your credit, delaying your down payment is just a bad idea. Your first payment with Credit Acceptance will be due in 30-days. What happens if you cannot afford to pay both the dealer, and the lender? You do not want to start out with late payments on a brand new loan.

2. Car Payment Coincides with Pay Day.

Since your monthly payment is due 30-days from the contract date, and due that day every month, it makes sense that we sell you the car at a time of the month that works for your pay schedule. Credit Acceptance will not allow you to change your due date later on.

3. Automatic Payment.

When possible, we always prefer to setup your Credit Acceptance loan with automatic payment. We can break your payment up weekly, bi-weekly, semi-monthly or monthly so that it comes out on a payment schedule that fits your budget. All we need is the tracking and routing numbers for your account and we can set up AutoPay before you leave with your new car.

4. The monthly car payment is affordable.

If you cannot afford the payment, you are not going to make the payment. It is very important to us that your loan is affordable to you. In fact, if we do not think you will be able to afford the payments, we will not do the loan.

5. The vehicle needs to be reliable.

If your car breaks down, and you have to spend a large amount of money to get it fixed, would you be able to afford the monthly payment on the car? To a lot of people, the answer is no. Credit Acceptance understands this, and their program makes it easy for you to get an extended warranty on pretty much any vehicle you buy with a Credit Acceptance loan. We spend a lot of money reconditioning used vehicles that other dealers would just put on their lot. That being said, we still cannot predict every problem, so the Credit Acceptance warranty program makes a sense to most people.

The Credit Acceptance program is designed to help you rebuild your credit. Each of the 5 steps described above are designed to help you succeed. If you are in need of an auto loan, and you know your credit is not so good, let us help.

Call our Credit Acceptance team at 360-412-4120 and let us help you buy the car you need so you can start rebuilding your credit with a bad credit auto loan.

Ford Taurus SHO vs Audi A-6

Did you really think the Taurus had a chance against the $63,000 Audi A-6? Now what do you think about the 2010 Ford Taurus SHO?

All Star Ford now a RoadLoans Preferred Dealer

RoadLoans.com is a website that consumers can apply for auto financing and be given the guidelines of their approval before shopping for a car. They only work with reputable dealers throughout the country, and All Star Ford is proud to announce that they are the only RoadLoans.com Preferred Dealer in the local area.


RoadLoans.com specialized in helping people with less than perfect credit get approved for an auto loan before actually visiting the dealership. The All Star Ford Special Finance Department processes all RoadLoans.com loans. If you have any questions about RoadLoans.com or other loan programs offered at All Star Ford, you may contact the Special Finance Department at 360-412-4120 or rgarrison@olyford.com